Unaffordable Health Insurance Costs Plague Music Industry
Published on 7.6.25
A growing number of musicians are facing financial struggles due to inadequate health insurance, with many gig workers being dropped by record labels or struggling with variable income. The Affordable Care Act has provided some access to healthcare, but its future is uncertain due to the Trump administration's efforts to complicate health care access. As a result, artists are turning to crowdfunding campaigns like GoFundMe to support their medical expenses. Industry experts emphasize that crowdsourcing is only a temporary fix, and smaller labels face thin margins, making it financially impossible for them to provide insurance. The music industry's lack of employer-subsidized insurance has left many musicians without access to stable healthcare, highlighting the need for long-term solutions.